How Much Will One Late Payment Hurt Your Credit Score?

"Suppose a given credit card payment is due on May 15 [and] the payment is made on May 25. Technically the payment is late, and fees and interest charges may apply. But in most cases, this late payment would not be reported by the creditor to the credit ...6 things never to tell a car salesman

NEW YORK (CNNMoney.com) -- In a car-buying transaction, even the nicest, most honest car salesman has interests ... month for three or four years. To understand how much car you can really afford, you need more than a monthly payment figure.- Step Two: Pick Your Payment Your job here is to figure out how much you can realistically ... you can plug it into a car loan calculator to find out the total you can afford to spend. Car loans typically come in 3-, 4-, 5- and 6-year terms.
When Is Leasing a Car Better Than Buying?

I'm wondering if I'd be better off ... want to drive the car for a few years, leasing is the most convenient option. However, you'll pay a lot if you try to get out of the lease before the term is up—as much as six extra months of payments, according ...A car payment is not a fact of life

A simple formula can help you figure out how much you can ... on my advice about car buying. I had suggested that if you can't pay cash for your next car, you should make a down payment of at least 20%, finance the balance for four years or less and ...

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