Question:

Are banks closed for columbus day?

Answer:

Columbus Day is a federal holiday. Thus the banks, post office and other government offices are closed.

More Info:

Many countries in the New World and elsewhere celebrate the anniversary of Christopher Columbus' arrival in the Americas, which happened on October 12, 1492, as an official holiday. The landing is celebrated as Columbus Day in the United States, as Día de la Raza ("Day of the Race") in many countries in Latin America, as Discovery Day in the Bahamas, as Día de la Hispanidad and Fiesta Nacional in Spain, as Día del Respeto a la Diversidad Cultural (Day of Respect for Cultural Diversity) in Argentina, and as Día de las Américas (Day of the Americas) in Belize and Uruguay. These holidays have been celebrated unofficially since the late 18th century, and officially in various areas since the early 20th century.

The United States is a country in the Northern Hemisphere, Western Hemisphere, and the Eastern Hemisphere. It consists of forty-eight contiguous states in North America, Alaska, a peninsula which forms the northwestern most part of North America, and Hawaii, an archipelago in the Pacific Ocean. There are several United States territories in the Pacific and Caribbean. The term "United States", when used in the geographical sense, means the continental United States, Alaska, Hawaii, Puerto Rico, Guam, and the Virgin Islands of the United States. The country shares land borders with Canada and Mexico and maritime (water) borders with Russia, Cuba, and the Bahamas in addition to Canada and Mexico.

For constitutional reasons, the United States does not have national holidays in the sense that most other nations do, i.e. days on which all businesses are closed by law and employees have a day off. Pursuant to the Tenth Amendment, the U.S. federal government only has constitutional jurisdiction to establish holidays for itself, for certain federally chartered and regulated businesses (such as federal banks), and for the District of Columbia; and pursuant to the First Amendment, neither federal, state nor local government can require any business (other than those mentioned) or individual to observe any holiday. Otherwise, constitutional authority to create public holidays is a power reserved to the states. Most states also allow local jurisdictions (cities, villages, etc.) to establish their own local holidays.

As of 2012[update], there are eleven federal holidays in the United States, ten annual holidays and one quadrennial holiday (Inauguration Day). Pursuant to the Uniform Monday Holiday Act of 1968 (effective 1971), official holidays are observed on a Monday, except for New Year's Day, Independence Day, Veterans Day, Thanksgiving, and Christmas.

Christopher Columbus (Italian: Cristoforo Colombo; Spanish: Cristóbal Colón; Portuguese: Cristóvão Colombo; born between October 31, 1450 and October 30, 1451 – 20 May 1506) was an Italian explorer, navigator, and colonizer, born in the Republic of Genoa, in what is today northwestern Italy. Under the auspices of the Catholic Monarchs of Spain, he completed four voyages across the Atlantic Ocean that led to general European awareness of the American continents. Those voyages, and his efforts to establish permanent settlements on the island of Hispaniola, initiated the Spanish colonization of the New World.

In the context of emerging western imperialism and economic competition between European kingdoms seeking wealth through the establishment of trade routes and colonies, Columbus' speculative proposal, to reach the East Indies by sailing westward, eventually received the support of the Spanish crown, which saw in it a chance to gain the upper hand over rival powers in the contest for the lucrative spice trade with Asia. During his first voyage in 1492, instead of reaching Japan as he had intended, Columbus landed in the Bahamas archipelago, at a locale he named San Salvador. Over the course of three more voyages, Columbus visited the Greater and Lesser Antilles, as well as the Caribbean coast of Venezuela and Central America, claiming them for the Spanish Empire.

Latin American culture is the formal or informal expression of the people of Latin America, and includes both high culture (literature, high art) and popular culture (music, folk art and dance) as well as religion and other customary practices.

Definitions of Latin America vary. From a cultural perspective,* Latin America generally includes those parts of the Americas where Spanish, French or Portuguese prevail: Mexico, most of Central America, and South America. There is also an important Latin American cultural presence in the United States (e.g. California and the Southwest, and cities such as New York and Miami). There is also increasing attention to the relations between Latin America and the Caribbean as a whole. See further discussion of definitions at Latin America.

Columbus is the capital of and the largest city in the U.S. state of Ohio. The Columbus metropolitan statistical area (MSA), which encompasses several counties, is the third largest in Ohio, after the Cleveland MSA and the Cincinnati MSA (which includes portions of Kentucky and Indiana). Columbus is the fifteenth largest city in the United States of America. It is the county seat of Franklin County, yet the city has expanded and annexed portions of adjoining Delaware County and Fairfield County. Named for explorer Christopher Columbus, the city was founded in 1812 at the confluence of the Scioto and Olentangy rivers, and assumed the functions of state capital in 1816.

The population of the city was 787,033 at the 2010 census, making it the most populous city in Ohio. Although Columbus was the 15th largest city in the United States, its metropolitan area was 28th largest, with 2,308,509 residents. It is the fourth most populous state capital in the United States. According to the U.S. Census Bureau, the Columbus Combined Statistical Area (which also includes Marion and Chillicothe) has a population of 2,348,495.

Columbus is a city in and the county seat of Platte County, Nebraska, United States. The population was 22,111 at the 2010 census.

Columbus is a city in and the county seat of Muscogee County, Georgia, United States, with which it is consolidated. According to the most recent U.S. Census estimates (2012), the city has surpassed the city of Augusta to become Georgia's second largest city with a population of 198,413, while the larger Columbus-Phenix City Metropolitan Area counts 310,531. It joins with the nearby Alabama cities of Auburn and Opelika to form the Columbus-Auburn-Opelika Combined Statistical Area, which had a 2012 population of 491,852. Situated at the heart of the Chattahoochee Valley, Columbus is the fourth largest metropolitan area in the state.

Columbus lies 100 miles (160 km) southwest of Atlanta. Fort Benning, a major employer, is located south of the city in Chattahoochee County. The city is home to museums and other tourism sites. The area is served by the Columbus Airport. The current mayor is Teresa Tomlinson, who was elected in November 2010. In 2007, Best Life Magazine ranked Columbus #4 on the Top 100 Places To Raise A Family.

Columbus is a city in Lowndes County, Mississippi that lies above the Tombigbee River. It is approximately 146 miles (235 km) northeast of Jackson, 92 miles (148 km) north of Meridian, 63 miles (101 km) south of Tupelo, 60 miles (97 km) northwest of Tuscaloosa, Alabama, and 120 miles (193 km) west of Birmingham, Alabama. The population was 25,944 at the 2000 census. It is the county seat of Lowndes County and the principal city of the Columbus Micropolitan Statistical Area, which is part of the larger Columbus-West Point Combined Statistical Area. Columbus is also part of the area of northeast Mississippi called The Golden Triangle, consisting of Columbus, West Point and Starkville, in the counties of Lowndes, Clay and Oktibbeha.

The Federal Reserve System (also known as the Federal Reserve, and informally as the Fed) is the central banking system of the United States. It was created on December 23, 1913, with the enactment of the Federal Reserve Act, largely in response to a series of financial panics, particularly a severe panic in 1907. Over time, the roles and responsibilities of the Federal Reserve System have expanded and its structure has evolved. Events such as the Great Depression were major factors leading to changes in the system.

The U.S. Congress established three key objectives for monetary policy in the Federal Reserve Act: Maximum employment, stable prices, and moderate long-term interest rates. The first two objectives are sometimes referred to as the Federal Reserve's dual mandate. Its duties have expanded over the years, and today, according to official Federal Reserve documentation, include conducting the nation's monetary policy, supervising and regulating banking institutions, maintaining the stability of the financial system and providing financial services to depository institutions, the U.S. government, and foreign official institutions. The Fed also conducts research into the economy and releases numerous publications, such as the Beige Book.

Columbus

For constitutional reasons, the United States does not have national holidays in the sense that most other nations do, i.e. days on which all businesses are closed by law and employees have a day off. Pursuant to the Tenth Amendment, the U.S. federal government only has constitutional jurisdiction to establish holidays for itself, for certain federally chartered and regulated businesses (such as federal banks), and for the District of Columbia; and pursuant to the First Amendment, neither federal, state nor local government can require any business (other than those mentioned) or individual to observe any holiday. Otherwise, constitutional authority to create public holidays is a power reserved to the states. Most states also allow local jurisdictions (cities, villages, etc.) to establish their own local holidays.

As of 2012[update], there are eleven federal holidays in the United States, ten annual holidays and one quadrennial holiday (Inauguration Day). Pursuant to the Uniform Monday Holiday Act of 1968 (effective 1971), official holidays are observed on a Monday, except for New Year's Day, Independence Day, Veterans Day, Thanksgiving, and Christmas.

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Finance is the allocation of assets and liabilities over time under conditions of certainty and uncertainty. A key point in finance is the time value of money, which states that a unit of currency today is worth more than the same unit of currency tomorrow. Finance aims to price assets based on their risk level, and expected rate of return. Finance can be broken into three different sub categories: public finance, corporate finance and personal finance.

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